SIP Calculator app India - Mutual Funds

*Lumpsum and SIP Calculator app for mutual funds*

Easy to use SIP calculator app that helps you calculate the expected returns on your mutual funds for both Lumpsum and SIP (applicable for India).

SIP Calculator is useful for calculating maturity amounts of your mutual fund investments when you are planning for financial goals. You can also find the returns required to achieve your financial goals and select mutual funds accordingly.

Note - Mutual fund returns over long term can be estimated as 10% (Conservative), 12%

(Moderate) and 13.5% (Aggressive) for your reference - Applicable only for India

What is meant by SIP?

An SIP is a smart and easy way to invest in Mutual Funds. SIP allows you to invest a fixed amount on a monthly basis. It is a planned approach towards investments that helps you develop a discipline of regular investing and create more wealth over the long term.

How does it work?

Let us check how an SIP works with an example. Say you are starting an SIP of Rs. 1000 in a Mutual Fund on 1st date. Then on 1st of every month Rs. 1000 will be auto-debited from your bank account and invested in the fund.

For every instalment, you will receive units of the fund that is added to your account. These units are purchased at different NAVs depending upon the NAV on the 1st of every month.

Hence, investors starting an SIP benefit from both compounding and lesser risk.

What is compounding?

Compounding refers to a simple rule - the sooner you begin investing, the more your money grows with time. Let us understand this with an example.

Kishore started investing Rs. 5000 in SIP at the age of 30. He planned to invest till his retirement at 60. Assuming returns of 15% per year, by the age of 60 Kishore will have total amount of 3.5 crores.

Ramesh started investing Rs. 10000 in SIP at the age of 40. Assuming the same returns and retirement age, he will have an amount of 1.5 crores.

Even though Kishore is investing a smaller amount every month he has created more than twice of Ramesh’s wealth by starting early.

What are the advantages of SIPs?

1. Disciplined investing

SIPs ensure that you invest regularly and helps you develop the habit of investing. Disciplined investing is one of the first steps towards attaining your financial goals.

2. Convenience

SIP is an easy way to invest in Mutual Funds. You just need to complete a one time online registration with your bank to start an SIP.

3. Wealth Creation

When you invest in an SIP over long term, you can accumulate significant wealth. An SIP of Rs. 1000 for 20 years can provide more than Rs. 25 lakhs.

4. Flexibility

SIPs do not have any lock-in period, which means you can cancel or redeem the investments anytime. You can also increase or decrease the SIP amount and duration.

Investing in an SIP has proven to be one of the best ways to create wealth for an investor. Start an SIP today!

The app can be used as

1) SIP Returns Calculator app

2) Lumpsum Returns Calculator app

3) Mutual Funds Returns Calculator

Please note that this SIP calculator app has been made in the context of SIP/Lumpsum mutual fund investments in India. The return rates specified above will not be applicable for countries other than India.

We hope our users are able to understand the benefits of long term investment in mutual funds through SIP.

包干费*和SIP计算机应用程式，共同基金*

易于使用的SIP计算器应用程序，可以帮助你计算你的共同基金都为包干费和SIP（适用于印度）的预期回报。

SIP计算器计算，当你正计划财务目标你的共同基金投资的成熟量非常有用。您还可以找到实现自己的财务目标，并相应地选择基金所要求的回报率。

注 - 共同基金的回报率超过长期可估计为10％（保守估计），12％

（中度）和13.5％（强力），供大家参考 - 仅适用于印度

什么是通过SIP的意思？

一个SIP是投资于共同基金和智能简便的方法。 SIP可以让你每月投资固定金额。这是对投资，可以帮助你养成规律投资的纪律，在长期创造更多的财富计划的方法。

如何操作呢？

让我们检查的SIP是如何使用的例子。假设你开始卢比的SIP。 1000 1日日期共同基金。然后在每月卢比1日。 1000年将被自动记入您的银行帐户和投资于基金。

对于每一个部分中，您将收到添加到您的帐户的基金单位。这些单位在根据每月的1日NAV不同资产净值的购买。

因此，投资者开始从两者的配合和风险较小的SIP好处。

什么是复合？

复利是指一个简单的规则 - 你越早开始投资，更多的你的钱随时间而。让我们用一个例子明白这一点。

纪开始投资卢比。 5000在30岁SIP他计划投资，直到他的退休在60假设每年15％的回报率，60纪的年龄将有3.5亿卢比总量。

拉梅什开始投资卢比。 10000在40岁假设同样的回报和退休年龄SIP，他将有1.5亿卢比的量。

虽然纪每个月投资一个更小的数额，他已经通过年初开始创建比Ramesh的财富的两倍以上。

什么的SIP的优点？

1.投资纪律

投资方案确保您定期投资，可以帮助您开发投资的习惯。纪律投资是朝着实现自己的财务目标的第一步。

2.方便

SIP是投资于共同基金的简单方法。你只需要完成一次在线注册并使用该银行启动SIP。

3.创造财富

当您在SI​​P随着长期投资，你可以积累财富显著。 RS的SIP。 100020年可以提供比卢比。 25万卢比。

4.灵活性

SIP的没有任何锁定期，这意味着你可以取消或随时赎回投资。您还可以增加或减少的SIP量和持续时间。

在SIP投资已经被证明是为投资者创造财富的最佳途径之一。从今天开始的SIP！

该应用程序可以被用作

1）SIP返回计算器应用

2）返回包干费计算器应用

3）共同基金返回计算器

请注意，这SIP计算器应用程序已经在印度SIP /共同包干费基金投资的背景下完成的。上面指定的回报率将不适用于比印度等国家。

我们希望我们的用户能够理解通过SIP的共同基金长期投资的好处。